Income protection

If you find yourself unable to work due to an accident or illness, you’ll receive 66% of your annual basic salary. This is paid until you return to work or leave our employment. You’ll receive this benefit as a matter of course, at no cost to you. It forms part of your basic employment package.

Learn more about income protection

• As a SAP permanent employee, you are covered by this insurance.
• The cover continues until the termination of your employment with SAP Ireland.
• This insurance is an income protection for times when you are unable to work due to disability.

You are considered disabled to work if you suffer from a long-term illness, critical illness, or physical disability which has been confirmed by a medical practitioner.

Remunerate the Insurance

• If you are unable to work due to disability, SAP will continue to pay base salary for the first 13 weeks at the 100% rate, next 13 weeks at the rate of 66%.
• If you are unable to work for longer than 26 weeks, and your claim is accepted by the insurer, you will be paid at 66% of your basic salary by the insurance company.
• The insurance company and SAP reserve the right to request that you see a company-appointed medical practitioner at regular intervals during the disability period.